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How To Protect And Maximize Your Income: Building Your Health & Financial...
In part 3 of our 6-part series delving into our concept of a Health and Financial Security (HFS) portfolio, we take a look at the goal of protecting and maximizing income. (Read part 1 and part 2.) For...
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Private Exchanges And The ‘RoboAdvisor’: Inspiring Much-Needed Innovation
If there’s one thing I’ve learned as a broker, it’s that change can be good. That’s especially true in the health insurance world where innovation is often lacking. In the private exchange market...
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How To Protect Assets: Building Your Health & Financial Security Portfolio
In part 4 of our 6-part series delving into our concept of a Health and Financial Security (HFS) portfolio, we take a look at the goal of protecting assets. (Read part 1, part 2 and part 3.) As a...
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Breaking Down The Cadillac Tax And Its Implications: Employer Q&A
Last month, I talked about some of the things employers and employees should expect if the Cadillac Tax becomes the law. I wanted to follow up on that piece, as it sparked a lot of meaty conversations...
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How To Save For The Future: Building Your Health & Financial Security Portfolio
In part 5 of our 6-part series delving into our concept of a Health and Financial Security (HFS) portfolio, we take a look at our final goal of saving for the future. (Read part 1, part 2, part 3 and...
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Adding It All Up: 4 Ways To Build Health & Financial Security
Financial health (or financial well-being) is one of the latest buzzwords to come out of the financial industry. But what does it mean? Perhaps the best – and most inspiring – definition I’ve seen thus...
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Three Rules To Keeping Employees Engaged — After Open Enrollment
This blog post first appeared in Employee Benefit News (January 25, 2016). What happens after open enrollment is over? It’s back to business as usual for employees while HR returns to the issues they...
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Two Things Brokers Can Do Right Now To Help Their Clients’ Employees In 2016
This blog post first appeared in Employee Benefit News (January 21, 2016). The new year is typically a time when people take stock of their health and resolve to make changes for the better. It also...
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Small Steps: Why Healthcare Consumerism Is Not A Myth
Healthcare consumerism remains a hot topic. While a recent McKinsey article did a great job of debunking the “myth” of consumerism in healthcare, the jury is still out as to the impact consumerism can...
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Brokers, The Rise Of Benefits Technology And The ‘No-Flip-Phone Approach’
Last week I had the opportunity to attend and participate in the Workplace Benefits Renaissance conference in Atlantic City. The conference focused on the issues and solutions that Human Resource...
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Why Benefits Exchanges and American Consumers are the True Disruptors in...
As a benefits technology provider, we’ve heard a lot of employers talk about the advantages of a benefits marketplace (or an “exchange”). And after being in the benefits business for more than two...
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Getting Care From Alternative Health Settings: A First-Hand Account
Oliver Wyman recently published a report about the rise of alternative treatment settings, such as retail health clinics, urgent care centers, and telemedicine. Consumers are becoming more familiar...
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What Can Hockey Teach Us About Employee Healthcare? A Lot.
Recently, Human Resource Executive invited me to speak at their Health & Benefits Leadership Conference. Specifically, they asked me to present on their “Ideas & Innovators” panel, which...
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Why ‘Consumerism’ Is Not A Dirty Word In Healthcare
A Charles Schwab TV commercial caught my attention recently. In it, a couple continuously asks questions about a wide range of decisions: what siding material to use for their house, what food to get...
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It’s OK To Feel Optimistic About Our Healthcare System
It can be tempting to look at the healthcare industry – with its high costs, lack of transparency, high medical error rates…you name it – and wonder whether we can ever achieve the kind of...
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Steps To Help Employees Build Their Emergency And Retirement Savings
We hear more and more about how financial stress impacts health and vice versa. Employers are increasingly recognizing that they can play a role in helping their employees better manage financial...
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Why Identity Protection Is Critical In The Employee Benefits World
Add identity theft to the list of potential financial stressors (and distractions at work) for employees. According to the 2016 PWC Employee Financial Wellness Survey, almost one-fifth of employees say...
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